IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018. IDFC First Bank intends to fast-forward its growth trajectory, by using technology to serve many more customer segments that are growth drivers of the Indian economy.
Challenges
IDFC bank wanted a smooth and intuitive insurance distribution platform for all verticals and insurers to help their users save time instead of going to different insurance platforms to sell a policy.
IDFC also needed a back-end administration for user and lead management.
Solution
Turtlefin designed a robust platform that can fulfill various needs of lead generators and lead creators making insurance selling hassle-free for them.
Turtlefin also created a back-end platform for the administration and operations team to manage users and data on the insurance distribution platform.
The Front-end Insurance Distribution Platform
Turtlefin aimed to transform the insurance distribution journey for the Lead Generators and Lead Convertors at IDFC by customizing the workflow on the front-end platform.
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The platform is designed for two types of users: Lead Generators and Lead Convertors. Any leads brought or converted by Lead Generators are sent to the Lead Convertors for approval through the Distribution Platform.
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The platform gives relevant product suggestions based on customer information provided or fetched from IDFC’s database.
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It enables the creation, comparison, and sharing of quotes for motor, health and life insurance in a few easy steps.
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The platform provides a clear view of Product Details such as eligibility criteria, product features, benefits and exclusions.
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API Integration with IDFC’s CRM system to fetch customer information and prefill the proposal form saving 40% time on proposal creation.
The Back-end Administration Platform
The Back-end Administration Platform plays the role of a lead and user management tool for IDFC’s administration team.
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The back-end platform ensures effective management of the users on the front-end platform. The platform enables IDFC’s administration team to onboard, assign and manage roles and permissions for the front-end platform.
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The platform has been automated to auto deactivate users based on their license expiry. This prevents regulatory issues during audits.
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As a Lead Management tool for IDFC, the MIS oversees and manages lead creation and conversion and any permissions that might be needed from Lead Convertors for converting a lead into a sale.
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SMS and Email communications are sent to IDFC customers during the journey. All communications are branded as per IDFC’s requirements.
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The Operations team closes NSTP cases for health insurance using the back-end platform.
Both the platforms created by Turtlefin have helped IDFC create a smooth insurance purchase journey for their users and at the same time made it easy for the administration team to manage and track data and activities on the front-end platform.